Variable owner-occupied principal-and-interest up to 80% LVR
OWNER_OCCUPIED · PRINCIPAL_AND_INTEREST
Product requirements
Unloan · Unloan Variable Home Loan
A contextual view of public product facts used for operational product-fit guidance. This is not internal credit policy and does not approve or decline an application.
Official published product information — reviewed and versionedUNLOAN_OFFICIAL_PRODUCT_SOURCE
Variable owner-occupied principal-and-interest up to 80% LVR
Public product information sourced from official Unloan published pages, not a live API response.
Source reviewed
29 July 2026
Effective date
29 July 2026
Linked applications
0
Current public rates
VARIABLE
5.89%
Comparison 5.80%
Rule-ready facts
Public eligibility, limits and evidence requirements
These normalized requirements can be evaluated by public product-fit rules without being represented as the lender’s internal credit policy.
Public eligibility and limits
Age: >= 18 years
Loan Amount: between {"maximum":10000000,"minimum":10000} AUD
Maximum Borrowers: <= 2 borrowers
Maximum Lvr: <= 0.8 ratio
Residence And Mobile: requires {"mobile":"AU","country":"AU"}
Minimum Loan Amount: >= 10000 AUD
Maximum Loan Amount: <= 10000000 AUD
Maximum Lvr: <= 0.8 ratio
Fees and product features
REDRAW: {"feeFree":true,"available":true}
OFFSET: {"available":false}
ADDITIONAL REPAYMENTS: {"available":true}
LOYALTY DISCOUNT: {"annualDiscount":0.0001,"maximumDiscount":0.003}
Evidence and control boundary
Age source: https://www.unloan.com.au/eligibility
Loan Amount source: https://www.unloan.com.au/home-loan
Maximum Borrowers source: https://www.unloan.com.au/eligibility
Maximum Lvr source: https://www.unloan.com.au/home-loan
Residence And Mobile source: https://www.unloan.com.au/eligibility
Published guidance only; not internal Unloan credit policy and not an approval or decline.
Source history
Source and version history
Raw source history, rates and variants are intentionally collapsed here so the default view stays operational.
Show source/version history and all variants
| Source | Version | Effective | Reviewed | Status |
|---|---|---|---|---|
| Official published product information — reviewed and versioned | 2026-07-29-review | 29 July 2026 | 29 July 2026 | Current |